Financial Services
Whether you're in an emergency or just want convenience, count on your credit union to have the service you need.
Audio Response
Audio Response, your Your North Memorial Federal Credit Union Audio Response Teller gives you 24-hour access to your accounts from any touch-tone phone…at no charge!
Audio Response: (763) 569-0162
To have Audio Response at your service, you will need to sign an agreement card and select a personal identification number (PIN) then a member service representative will activate your audio response account.
If you have any questions, please contact a member service representative today.
Instant Cash Card (ATM Card)
When you need cash in a hurry, have your NMFCU Instant Cash Card ATM card handy to access your checking or savings accounts.
- Part of the Instant Cash Card program offered by Wells Fargo and the CIRRUS National Network Call 1-800-4-CIRRUS for a location near you.
- Available to you 24 hours a day, seven days a week
- Make withdrawals and deposits Deposited funds not available for 5 days.
- Only $1.00 NMFCU fee for use Free for Lifestyle Checking account holders. Note: NMFCU is not responsible for surcharges from other financial institutions.
- Visit www.mncun.org for a list of surcharge-free, credit union-owned ATMs
Click here for the debit/atm card application.
If you have any questions, please contact a member service representative today.
Instant Cash & Check Card
An Instant Cash & Check Card is the convenient alternative to writing a check that's more secure than paying with cash. Simply present the card to make a purchase and the cost is deducted right from your NMFCU checking account. Plus, it works as your ATM card too!
- Spend less time at the cash register and carry just one card to make purchases or get cash
- Transaction amount is deducted from your checking account, not posted to your credit card
- Works like an ATM Card, honored wherever you see the CIRRUS Network or VISA logo
Click here to enter the secure debit/atm card application. As an added security measure, your online application will time out after 20 minutes if left unattended.
Click here to print and fax your debit/atm card application.
Check Card Tips
- Call 1-800-535-8440 immediately to report a lost or stolen Instant Cash & Check Card
- Keep your receipts and enter your transactions into your checking register as quickly as possible - just as if you were writing a check!
- Many merchants refer to Check Cards as "debit cards." We recommend that you say "credit" when asked "debit or credit."
- To receive cash back from a merchant, who accepts VISA, you will be required to use your Check Card like an ATM card. You may be charged a fee for this.
If you have any questions, please contact a member service representative today.
Direct Deposit
Direct deposit, a type of electronic fund transfer, allows funds to be automatically deposited into your account in a safe and convenient way.
- Works for any net check from an employer, the Social Security Administration or a government office that provides this service
- Protects you from the possibility of lost or stolen payroll checks
- Eliminates your time standing in line or making a trip to the credit union
- Allows funds to be deposited even if you're sick or on vacation
- After your deposit is received, specified amounts can be transferred to your other NMFCU accounts
Contact member service representative today for help in establishing direct deposit or pre-authorized payments.
Payroll Deduction
Payroll Deduction makes it easy for you to deduct portions of your paycheck into any of your NMFCU accounts, such as savings, checking, Club savings, IRA, money markets and loans, without making a trip to the credit union.
- Works for any net check from an employer, the Social Security Administration or a government office that provides this service
- Protects you from the possibility of lost or stolen payroll checks
- Eliminates your time standing in line or making a trip to the credit union
- Allows funds to be deposited even if you're sick or on vacation
Contact a member service representative today for help in establishing payroll deduction.
ACH Payments
Use ACH to conveniently pay insurance payments, mortgage payments or utility bills from your credit union account.
- Works for any recurring withdrawal
- Protects you from the possibility of lost or stolen checks
- Eliminates your time spent writing checks and mailing payments
Contact a member service representative today for help in establishing a pre-authorized payment.
Auto Insurance
North Memorial Federal Credit Union gives you a safe and secure option for auto insurance. Through our partnership with MEMBERS Auto Insurance, available through CUNA Mutual Insurance Agency, Inc., you select the coverage you need. For a free, no-obligation rate quote, call 1-888-380-9287, Monday - Friday, 7 a.m. to 5:30 p.m. (CST).
If you have any questions, please contact a credit union loan officer today.
Traveler's Checks
- Safest and most secure way to carry money when you travel
- Accepted worldwide with the guarantee of American Express Traveler's Checks
- Single-signature Traveler's Checks are free for NMFCU members
- Two-signature Traveler's Checks are available at NMFCU for a nominal fee
If you have any questions, please contact a member service representative today.
Money Orders
As a NMFCU member, you have access to MoneyGram International money orders when you need them. If your personal check won't be accepted or you need to provide guaranteed funds, a money order may be your best solution.
- Available up to $1,000
- Nominal fee of $1 per money order
- Pay by cash or funds available in your credit union account
If you have any questions, please contact a member service representative today.
If you need to transfer money from your credit union account to any financial institution accepting wired funds, let us help. As a safe, quick method, wire transfers can be sent or received by North Memorial Federal Credit Union. Western Union services are also available.
Wire Transfer In - Instructions
Members United Corporate Federal Credit Union
4450 Parkway
Warrenville, IL 60555
R&T # : 271987635
Credit to: North Memorial Federal Credit Union
R&T # : 291074793
Final Credit to: Member's name and account number
(add "savings" & "checking" after account number)
Please notify us of expected receipt of funds.
If you have any questions, please contact a member service representative today.
As a North Memorial Federal Credit Union member, you can receive free notarization on any vehicle titles or other documents as you need.
If you have any questions, please contact a member service representative today.
Financial Services
